Category: Roofing

Roof Repair in Nampa, Idaho: How to Spot Storm Damage Early (and Avoid Costly Leaks)

A practical guide for homeowners and property managers after wind, hail, or heavy winter weather

Your roof can look “fine” from the driveway and still be one hard rain away from a ceiling stain, drywall damage, or insulation problems. In Nampa and the Treasure Valley, wind gusts, hail, freeze/thaw cycles, and drifting snow can all shorten the time between minor damage and a real leak. This guide explains what to look for, what you can safely document yourself, and when to call a local pro for a roof repair inspection—especially if you may need insurance claim support.

1) First: prioritize safety before any roof check

Storm cleanup can create hazards that have nothing to do with shingles. Before you inspect anything:

• Look for downed power lines, broken tree limbs, and unstable gutters or soffit panels.
• If water entered the home, be cautious around electrical systems; shut off power if needed before entering affected areas.
• Don’t climb onto a wet, icy, steep, or high roof—many roof issues can be identified from the ground, attic, and eaves.
For damage documentation best practices, FEMA recommends photographing damage and keeping receipts before discarding items, which can help with claims and recovery records. (fema.gov)

2) Storm damage signs Nampa homeowners often miss

A roof leak is usually the final symptom—not the first. Here are early-warning signs that frequently show up after wind or hail:
Quick visual checklist (ground-level + interior)
Wind: lifted or “flapping” shingles, missing ridge cap pieces, exposed nail heads, bent flashing, gutters pulling away, debris buildup in valleys.
Hail: bruised shingles (often not obvious from the ground), granule loss in downspouts, dented metal vents, damaged soft metals around roof penetrations.
Water entry clues inside: dark spots on ceiling drywall, damp insulation, musty attic odor, or staining around chimneys and skylights.
Tree impact risk: scraped shingles near roof edges, damaged gutters, or branches resting on the roofline.
Tree limbs are a common “secondary” damage source after wind events; trimming risks before the next storm can reduce preventable damage. (legacyroofingidaho.com)

3) What to do in the first 24–72 hours after a storm

Speed matters because small openings turn into soaked decking and insulation fast—especially with temperature swings. A simple plan:
Step 1: Document. Take wide photos (entire elevations) and close-ups (vents, gutters, siding corners, window trim, ceiling stains). Keep a simple notes file with dates and what you observed. FEMA also emphasizes photographing damage and keeping receipts. (fema.gov)
Step 2: Prevent further damage. If water is actively coming in, contain it inside (buckets, towels) and call a roofing contractor for safe mitigation.
Step 3: Avoid permanent repairs before you understand the scope. “Quick fixes” can hide the real entry point and complicate claim documentation.
Step 4: Schedule a professional roof inspection. A trained eye can spot hidden hail bruising, flashing issues, and ventilation problems that don’t show up from the driveway.

4) Roof repair vs. roof replacement: a simple comparison

Many Nampa property owners delay calling because they assume “it’s probably a full replacement.” In reality, sometimes you only need targeted repair—if you catch it early.
Situation Often points to Common next step
Single leak at a pipe boot or chimney flashing Flashing/penetration failure Targeted roof repair + reseal/reflash
Missing shingles in one slope after wind Wind uplift + exposed underlayment Immediate repair to prevent moisture intrusion
Widespread granule loss, repeated leaks, soft decking areas System aging or widespread damage Full evaluation; replacement may be more cost-effective
Hail impacts on vents + multiple slopes Storm damage across the roof field Professional inspection + insurance claim review
If you’re unsure, a roof inspection and a clear scope of work prevents “patchwork repairs” that don’t address the real weak points.

5) “Did you know?” quick facts that can save you money

Did you know: Manufacturer “lifetime” warranties are typically limited warranties with specific conditions and exclusions—often focusing on material defects, not storm damage or installation-related issues. (tittlebrothersa.com)
Did you know: Strong documentation (photos, notes, receipts) helps support insurance conversations and speeds up decision-making. FEMA specifically highlights photos/videos and keeping receipts as part of damage documentation. (fema.gov)
Did you know: Certain enhanced roofing warranty tiers (when installed to required specs by credentialed contractors) can include longer non-prorated periods and additional coverage elements—details vary by warranty type and system requirements. (roofitforward.com)

6) Insurance restoration basics: how to stay organized (without overcomplicating it)

If your roof damage may be storm-related, your goal is to be clear, consistent, and well-documented.

• Keep a folder (digital or paper) with photos, contractor notes, receipts, and a simple timeline.
• Avoid throwing away damaged materials until you’ve documented them (photos first).
• If temporary mitigation is needed, save receipts and take “before/after” photos.
FEMA guidance reinforces photographing damage and keeping receipts as part of responsible documentation. (fema.gov)
Local-friendly tip: If you manage rentals or commercial properties in Nampa, set a recurring reminder to walk the perimeter after major wind events. Catching a lifted shingle line or loose flashing early can prevent interior maintenance calls later.

7) The Treasure Valley angle: why small roof issues can escalate fast here

Nampa’s weather patterns can create “hidden damage” conditions:

• Freeze/thaw cycles can widen tiny gaps around flashing and penetrations.
• Wind-driven rain can push moisture uphill under compromised shingles.
• Snow load + melting can reveal ventilation and insulation weaknesses that weren’t obvious in milder seasons.

If you’re seeing recurring ice buildup at eaves, interior condensation, or uneven melting patterns on the roof, it’s often a sign the roof system (ventilation + insulation + sealing details) needs a closer look—not just new shingles.

If you’re looking for service information across the Treasure Valley, start here:

Roof repair and restoration services (including leak diagnosis and storm damage help)
Wind and hail damage inspections (complimentary inspection scheduling)
Roof insurance claims assistance (support from storm to finish)

Schedule a roof inspection in Nampa (free estimate)

If you suspect wind or hail damage—or you’ve noticed a leak—Team Construction can inspect the roof, explain what’s happening in plain language, and help you understand repair vs. replacement options (including insurance restoration support when applicable).

FAQ: Roof repair and storm damage in Nampa, ID

How can I tell if hail damaged my roof if I can’t see anything from the ground?
Hail bruising can be subtle and may show up as granule loss, damaged soft metals (like vents/caps), or functional impacts you can’t confirm without a closer inspection. A professional inspection is the safest way to confirm damage without risking a fall.
What should I document for an insurance-related roof repair?
Take photos and videos of damage (inside and outside), keep receipts for temporary mitigation, and keep notes of dates and changes you observe. FEMA specifically recommends photos/videos and keeping receipts as part of damage documentation. (fema.gov)
Is it okay to do repairs right away, or should I wait for an inspection?
If active leaking is happening, you should take steps to prevent further damage (and document first). For broader repairs, it’s smart to understand the full scope so you don’t fix one visible symptom while missing the main entry point.
Does a “lifetime” shingle warranty cover storm damage?
Typically, manufacturer limited warranties focus on material defects and have conditions/exclusions; storm damage and installation issues are often not covered under standard terms. Always review your specific warranty documentation for exact coverage. (tittlebrothersa.com)
I’m in Nampa, but the service pages mention Boise—can you still help?
Yes. Team Construction serves Boise and the Treasure Valley, including nearby communities like Nampa, Meridian, and Eagle. The best next step is to request an inspection and confirm availability for your property address.

Glossary (helpful roof repair terms)

Flashing
Thin metal (or specialized material) used to seal transitions and penetrations (chimneys, walls, vents) where leaks often start.
Pipe boot
A roof component that seals around plumbing vent pipes; boots can crack with age or lift in high winds.
Granules
The protective mineral coating on asphalt shingles that helps with UV resistance and durability; heavy loss can indicate aging or hail impact.
Underlayment
A water-shedding layer installed beneath shingles; if shingles blow off, underlayment may be your short-term protection.
Ice & water shield
A self-adhered membrane used in leak-prone areas (eaves, valleys, around penetrations) to help resist wind-driven rain and ice dam backups.

Storm Damage Roofing in Meridian, Idaho: How to Spot Wind & Hail Issues Early (and What to Do Next)

A practical homeowner’s guide for faster repairs, cleaner insurance claims, and fewer surprises

In Meridian and the Treasure Valley, it doesn’t take a dramatic-looking storm to create real roofing problems. Wind can lift shingles just enough to break seals, and hail can bruise shingles in ways you won’t notice from the driveway. The result is often the same: small issues that quietly become leaks, wood rot, stained ceilings, insulation damage, and rising repair costs. This guide walks you through what to look for, how to document it, and how to protect your property and your insurance claim without the stress.

Why wind & hail damage is easy to miss (and why it matters)

Many roof problems don’t start with a visible hole. They start with small failures: a lifted shingle edge, loosened flashing, or an impact bruise that weakens the asphalt mat over time. When water finally shows up inside, the “storm damage” may already be weeks (or months) old.
Common ways storm damage turns into expensive repairs
Lifted shingles
Wind breaks the adhesive seal; water gets underneath during the next rain, especially on slopes facing prevailing wind.
Damaged flashing
Chimneys, pipes, skylights, and wall transitions are common leak points when metal gets bent or sealant fails.
Hail bruising
Granules may look “fine” from the ground, but impacts can crack or bruise shingles and shorten roof life.
If you’re unsure whether you’re looking at storm-related damage or normal wear, a professional roof inspection is the safest next step—especially because walking on a roof can be dangerous and can cause additional damage if done incorrectly.

What storm damage looks like in Meridian (from the ground and inside the home)

Exterior clues (no ladder required)
Missing shingles or tabs (often at ridges, edges, or near valleys)
Shingle edges lifting (creates a shadow line or “curl” look)
Granules in gutters/downspouts after a storm (some granules are normal, sudden piles aren’t)
Dented metal components like vents, soft metals, flashing edges, drip edge, or gutters
Siding dings/cracks and damaged window screens (often correlate with roof impacts)
Interior clues (often show up later)
Ceiling stains (brown rings, streaking, or “shadow” patches)
Peeling paint near exterior walls or around skylights
Musty attic smell or visible dark spotting on sheathing
Dripping during wind-driven rain (leaks can appear only when rain hits at an angle)
Higher energy bills after damage (wet insulation doesn’t insulate well)
Even if you don’t see obvious damage, it’s smart to schedule an inspection after a significant wind or hail event—especially for older roofs or roofs with prior repairs.

A homeowner-friendly storm damage checklist (and what to document)

Strong documentation helps your claim move faster and reduces back-and-forth. The Idaho Department of Insurance recommends taking photos/video of initial damages and keeping receipts for mitigation work. (doi.idaho.gov)
What to check What to capture Why it matters
Rooflines from the ground (all sides) Wide photos + close-ups of missing/lifted shingles Shows location and scope; helps estimate
Gutters/downspouts Photos of dents and granule piles Often correlates with hail impacts and shingle wear
Siding, screens, and window trim Photos of chips, cracks, and punctures Supports the storm narrative across exterior surfaces
Attic (if safely accessible) Photos of wet spots, staining, and insulation issues Documents active leaks and hidden moisture
Interior ceilings/walls Photos with a reference (coin/tape) + room label Helps connect interior staining to roof damage

Step-by-step: what to do after a storm (without hurting your claim)

1) Prioritize safety and prevent further damage

If there’s active leaking, contain water indoors (buckets, towels) and protect valuables. If a tarp or temporary repair is needed, keep receipts and photos—policies often require damage mitigation. (doi.idaho.gov)

2) Document first, then clean up

Take photos/video of damage as you found it (outside and inside). Avoid throwing away damaged materials until your adjuster advises you—adjusters often want to see what was damaged. (doi.idaho.gov)

3) Schedule a professional roof inspection

A qualified roofing contractor can identify wind-lift, hail impacts, and flashing issues that homeowners typically can’t see from the ground. For Meridian homeowners, this is also the easiest way to get a clear repair plan and a realistic scope of work.

4) File the claim promptly and keep a simple log

When you file, note the claim number, the date/time, and who you spoke with. After filing, the adjuster investigates, reviews the policy/deductible, and evaluates damage (sometimes with outside experts). (doi.idaho.gov)

5) Watch for “too good to be true” roofing pitches

The Idaho Department of Insurance warns consumers to be cautious of unsolicited “insurance specialists,” anyone promising a full roof replacement, or anyone offering to waive your deductible. (doi.idaho.gov)

Repair vs. replacement: how contractors typically evaluate the next step

Every roof is different, but a storm-damage inspection usually focuses on (1) how widespread the damage is, (2) whether key leak points are compromised, and (3) whether a targeted repair will actually hold up through the next season.
Repairs often make sense when…
Damage is isolated (a small area, a few shingles, a specific flashing point), the roof has life left, and the fix restores water-shedding integrity without creating a patchwork look.
Replacement may be smarter when…
Damage is widespread, multiple slopes are impacted, repeated repairs have happened, or the roof is nearing the end of its expected service life.
For insurance work, clear documentation and an accurate scope help avoid delays—especially when there are multiple exterior trades involved (roofing, siding, windows, gutters).

Quick “Did you know?” facts for Treasure Valley homeowners

Matching isn’t always guaranteed
Some policies may not pay to match undamaged portions of roofs/siding. It’s worth asking your adjuster to point out the matching language in your policy. (doi.idaho.gov)
“Insurance help” shouldn’t mean pressure
Be cautious if someone pushes you to sign quickly, claims they can “guarantee” your insurer will replace the roof, or offers deductible waivers. (doi.idaho.gov)
Mitigation receipts can matter
Temporary protection and mitigation may be required by your policy; keeping receipts can support reimbursement discussions. (doi.idaho.gov)

Local angle: what Meridian property owners should plan for

Meridian homes and businesses often have a mix of roof types—architectural shingles, low-slope commercial systems, and multi-family roofing. That variety means storm damage doesn’t show up the same way everywhere. Wind can target ridge caps and edges on residential roofs, while commercial roofs may show stress at seams, drains, and penetrations.
Meridian tip:
If your neighborhood experienced a recent storm, it’s common for door-to-door solicitors to appear. Use the same standard you’d use for any contractor: verify local presence, ask for proof of insurance, read contracts carefully, and avoid anyone who pressures you on the spot. (doi.idaho.gov)

Need a roof inspection in Meridian?

Team Construction provides complimentary inspections and clear recommendations—whether you need a targeted repair, storm damage restoration, or help coordinating the next steps with your insurance.

FAQ: Storm damage roofing in Meridian

How soon should I schedule a roof inspection after a storm?
As soon as it’s safe. Early inspections help you document conditions and catch wind-lift or flashing issues before the next rain turns them into leaks. If you’re considering an insurance claim, timely documentation is especially helpful.
What should I do if water is actively leaking inside?
Protect belongings, contain water, and take photos/video. If temporary mitigation is needed, keep receipts—policies often require mitigation efforts to prevent additional damage. (doi.idaho.gov)
Can I go on the roof to check for hail damage?
It’s not recommended. Roofs can be slippery, steep, and fragile—especially after storms. A professional inspection is safer and typically more accurate, with documentation that’s easier to use for repair planning or claim discussions.
Is it a red flag if someone says my insurance “has to” buy me a new roof?
Yes—use caution. The Idaho Department of Insurance specifically warns consumers about unsolicited “insurance experts” and claims that your insurer must pay for a full replacement, plus other high-pressure tactics. (doi.idaho.gov)
If my roof is damaged, will insurance pay to match everything?
Not always. The Idaho Department of Insurance notes that matching undamaged portions (roofing, siding, cabinets, etc.) may not be covered depending on your policy language—ask your adjuster where matching is addressed. (doi.idaho.gov)
Can Team Construction help with both repairs and insurance coordination?
Yes. Team Construction provides storm damage inspections, repair/restoration work, and practical assistance coordinating claim documentation and repair scope so the process feels straightforward from first call to final walkthrough.

Glossary (helpful terms you may hear during an inspection)

Flashing
Metal (or specialty material) installed at roof transitions—around chimneys, pipes, skylights, and walls—to direct water away from seams.
Wind lift
When wind gets under shingle edges and partially lifts them, weakening adhesive seals and increasing leak risk during wind-driven rain.
Hail bruise
An impact spot where the shingle mat is compromised beneath the granules. It may not look dramatic from the ground but can shorten roof life.
Mitigation
Temporary steps taken to prevent further damage after a loss (like tarping a roof or drying out wet areas). Receipts and documentation can matter for the claim process. (doi.idaho.gov)
Adjuster
The insurance professional who investigates the claim, reviews the policy, and evaluates the covered damage amount. (doi.idaho.gov)
Helpful resources from the Idaho Department of Insurance include guidance on claim steps and consumer red flags related to roofing replacements. (doi.idaho.gov)

Storm-Damage Roofing in Nampa, ID: How to Spot Wind & Hail Damage Early (and Protect Your Claim)

A practical homeowner’s guide to roof inspections after Treasure Valley storms

In Nampa and across the Treasure Valley, a “small” storm can still shorten a roof’s life—especially when wind lifts shingle edges or hail knocks loose the protective granule layer. The tricky part is that some damage is obvious (missing shingles), while other damage is subtle (bruising, loosened seals, granule loss that shows up later as accelerated wear). This guide explains what to look for, when to call a roofing contractor, and how to document storm damage so your insurance claim process stays smooth and defensible.

Why early detection matters (even if your roof “isn’t leaking”)

A roof can be compromised without leaking immediately. Wind can break shingle seals and expose fasteners; hail can dislodge granules and bruise the asphalt mat beneath. Over time, UV exposure and thermal cycling widen those weak points until water finds a path. Catching issues early can prevent attic moisture, insulation damage, mold risk, and avoidable interior repairs—plus it gives you cleaner documentation if you need to file an insurance claim.

What wind damage looks like on Treasure Valley roofs

Wind damage can vary from minor lifting to full shingle loss. Here are the most common signs homeowners in Nampa should watch for:

1) Lifted or “flapped” shingles

Shingles can bend upward at the leading edge when seal strips break. Even if they settle back down, the seal may be compromised—making that area more vulnerable in the next wind event.
 

2) Missing shingles or exposed underlayment

If you can see black underlayment or bare decking from the ground, treat it as urgent. Water intrusion can happen quickly with Idaho’s winter moisture cycles and overnight precipitation patterns common in the region.
 

3) Creased shingles (a “hinge” line)

A crease can form when shingles fold up and snap back down. This often indicates the shingle has been stressed and may fail prematurely.
 

4) Flashing movement around vents, chimneys, and skylights

Wind can tug at metal flashing or loosen sealant at penetrations. These are common leak entry points and often show up as ceiling stains weeks later.

What hail damage looks like (and why it’s easy to misread)

Hail damage on asphalt shingles typically shows as displaced granules and a bruise beneath the impact area. However, granule loss can come from several causes—age, foot traffic, manufacturing issues, and weathering—so a qualified inspection matters. Some industry guidance emphasizes that hail-caused damage often includes granule displacement paired with a bruise, and careful documentation is important to support any determination.

Hail “hits” vs. functional damage

Not every mark equals a roof that needs replacement. Some inspection resources note that minor granule loss alone may not be “functional damage,” while more substantial granule displacement—especially if it exposes the asphalt or is paired with bruising—can reduce service life and performance.
 

Where hail shows up first

Hail damage often concentrates on the slopes facing the storm direction, plus softer components like ridge caps, vents, pipe boots, gutters, downspouts, and window screens. If those items show impact signs, it’s a strong reason to schedule a roof inspection.

Did you know? Quick storm-damage facts homeowners miss

A roof can pass a “leak test” today and still be storm-damaged. Wind-lifted shingles and bruised areas often fail later—after freeze/thaw and summer heat cycles.
Keep every mitigation receipt. Idaho’s Department of Insurance encourages saving receipts for temporary repairs/mitigation to submit to your adjuster for possible reimbursement.
Matching materials aren’t guaranteed. The Idaho Department of Insurance notes policies may not pay to match undamaged roof/siding materials—your policy language matters.

Quick comparison table: homeowner check vs. professional inspection

Item What you can do safely What a roofing contractor checks
Roof surface Ground-level binocular check for missing shingles, lifted edges, obvious debris Seal integrity, creases, impact bruising, fastener issues, slope-by-slope documentation
Metal components Check gutters/downspouts for dents, look for loose pieces on the ground Flashing condition, penetrations, sealants, potential water paths
Attic / interior Look for wet insulation, staining, musty odor (use a flashlight) Ventilation issues, moisture patterns, leak source tracing
Insurance documentation Take date-stamped photos, save receipts, write down storm timing Photo sets, measurements, repair scope, claim-support documentation

Step-by-step: What to do after a wind or hail storm in Nampa

Step 1: Stay safe and document from the ground

Avoid climbing on a wet or icy roof. Take wide photos of each elevation of your home, plus close-ups of downspouts, AC fins, window screens, and any debris that fell. If shingles are in the yard, photograph them where they landed before moving them.
 

Step 2: Prevent further damage (and keep receipts)

If water is entering, use a bucket inside and consider a temporary tarp only if it can be done safely. Save receipts for any materials or emergency work—Idaho’s Department of Insurance recommends keeping mitigation receipts for your adjuster.
 

Step 3: Schedule a professional roof inspection

A contractor can identify bruising, seal failure, flashing movement, and impact patterns that are hard to confirm from the ground. Team Construction offers complimentary roof inspections and can explain whether you’re looking at repair-only work or a larger restoration scope.
 

Step 4: If you file an insurance claim, keep your timeline tight

Policies can have deadlines and documentation requirements. The Idaho Department of Insurance advises consumers to read contracts carefully and ask questions throughout the claim process. If you’re unsure what your carrier needs, get clarity early so you’re not rebuilding your file later.

A clear breakdown: repair vs. replacement (what typically drives the decision)

Every roof is different, but these factors often determine whether a contractor recommends repair, restoration, or replacement:

Extent and distribution of damage

A few isolated wind-lifted shingles may be repairable; widespread seal failure across multiple slopes is a different story.

Age and brittleness of the existing roof

Older shingles can lose granules more easily and may not reseal properly after wind events, affecting long-term reliability.

Accessory damage that signals impacts

Dented vents/gutters, hit marks on soft metals, and damaged screens often correlate with hail activity on the roof surface.

Matching limitations and neighborhood appearance

Even when repair is possible, color/texture mismatches can be noticeable. Also, some policies may not cover “matching” beyond the damaged area—so it helps to understand your policy before you decide on scope.

Local angle: Storm readiness for Nampa and the Treasure Valley

The Treasure Valley’s climate features a wetter cool season and drier summers, with a large share of precipitation falling from late fall through spring. That matters because small roof openings can worsen during winter freeze/thaw cycles and overnight moisture. If a storm hits and you’re unsure, scheduling an inspection sooner (not months later) makes it easier to pinpoint storm-related conditions versus normal aging.
If you own rental property, manage a commercial building, or have multiple structures to monitor, it helps to standardize post-storm checks—especially for low-slope areas, valleys, and penetrations where water concentrates.

Need a roof inspection in Nampa, Meridian, Eagle, or Boise?

Team Construction is a locally owned, full-service contractor serving the Treasure Valley with roofing, siding, windows, remodels, and insurance restoration. If you suspect wind or hail damage, a professional inspection can clarify what’s going on and what makes sense to fix now versus monitor.
Schedule a Free Estimate

 
Prefer to start with roofing-specific info? Visit Roofing Services.

FAQ: Storm damage roofing in Nampa, Idaho

How soon should I get my roof inspected after a hailstorm?

As soon as it’s safe—ideally within days to a couple weeks—so documentation is clear and temporary issues (like lifted shingles) don’t worsen or get confused with later weathering.

What are the most common signs of wind damage?

Lifted or missing shingles, creasing, exposed underlayment, and issues around flashing/penetrations (vents, pipes, chimneys). Shingles in the yard are a clear indicator to schedule an inspection.

Does hail damage always mean I need a full roof replacement?

Not always. Some hail marks may be cosmetic, while functional damage (for example, significant granule displacement with bruising) can affect performance and lifespan. A professional evaluation helps separate “marks” from damage that justifies repair or replacement.

What should I give my insurance adjuster?

Date/time of the storm (as best you know), photos/videos, a list of affected areas (roof slopes, gutters, vents, siding), and receipts for any mitigation materials or emergency work.

Can Team Construction help with roof insurance claims?

Yes—Team Construction provides claim support and can help you understand the repair scope and documentation needed. Learn more here: Roof Insurance Claims.

Glossary (helpful roofing terms)

Granules: The mineral layer on asphalt shingles that protects the shingle from UV and weathering and adds fire resistance and color.
Shingle seal strip (sealant): The adhesive line that bonds shingles together once warmed by the sun, improving wind resistance.
Flashing: Metal pieces installed at roof transitions and penetrations (chimneys, vents, walls) to direct water away from openings.
Underlayment: A water-shedding layer beneath shingles that provides a secondary barrier against moisture intrusion.
Mitigation: Reasonable temporary steps taken to prevent further damage after a loss (like tarping or drying). Many policies require it.
Helpful consumer reference: Idaho Department of Insurance guidance on home/renters claims and documentation practices (including keeping mitigation receipts and reading contracts carefully).